Atoka: Housing & Real Estate
Atoka homes sell at a median $147,000 (estimated market value runs 23% higher at $180,433), with median rent $680 (about the same as Atoka County median $708; 1.5× below Oklahoma median $1,014). Homeownership rate: 51.3%. That's 1.1× below the Atoka County median ($157,600); 1.4× below the Oklahoma median ($199,800). Market is warm. Vacancy rate 27.6%. New construction makes up 7.9% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 3.3× annual income — home value vs. household income (vs Oklahoma 3.3×).
- 18.0 years to break even renting at the median (vs Oklahoma 16y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 27% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $147,000 — 0.7× the Oklahoma median ($205,300). Median rent $680/month. homeownership rate 51.3% — below the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 3.3× |
|---|---|
| Affordability · Rent To Income Pct | 18.5% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | affordable |
| Fair Market Rent · Studio rent | $705 (vs Oklahoma $933) |
| Fair Market Rent · One-bedroom rent | $744 (vs Oklahoma $987) |
| Fair Market Rent · Two-bedroom rent | $937 (vs Oklahoma $1,217) |
| Fair Market Rent · Three-bedroom rent | $1,175 (vs Oklahoma $1,602) |
| Fair Market Rent · Four-bedroom rent | $1,241 (vs Oklahoma $1,857) |
| Fair Market Rent · HUD FMR area | Atoka County, OK |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $180,433 |
| Median Home Value | $147,000 (vs Oklahoma $205,300) |
| Median Rent | $680 (vs Oklahoma $1,052) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 27.6% |
| Housing Market · New construction (% of stock) | 7.9% |
| Housing Market · Price Appreciation 2Yr | 30.3% |
| Housing Orgs · Total count | 1 |
Sources: IRS BMF NTEE L
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (4)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Oklahoma median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 79.1% (at Oklahoma median) |
| Broadband · Broadband-capable premises | 2,025 |
| Electricity · Electricity rate (¢/kWh) | 12.24¢/kWh |
| Electricity · Customers | 1878818 |
| Electricity · Revenue Millions | $2,977 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Oklahoma median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · L2 Ports | 1 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 51.3% (vs Oklahoma 58.6%) |
|---|---|
| Median Year Built | 1973 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12