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Owasso: Economy & Jobs

Earnings in Owasso center on a median $79,036 (1.1× higher than Tulsa County median $69,009; 1.2× higher than Oklahoma median $65,039), with homes at a median value of $243,100. The surrounding county supports 30,500 jobs (avg $58,107).

Income & Affordability

Median household income $79,036 — above the Oklahoma median ($62,125). Poverty rate 7.3% (U.S. average ~12.5%).

Affordability · Price To Income Ratio3.1×
Affordability · Rent To Income Pct19.3%
Affordability · AffordableYes
Affordability · Interpretationaffordable
Irs Income · IRS tax returns filed$43,690
Irs Income · Total Adjusted Gross Income (thousands)$3,583,939
Irs Income · Average AGI per return$82,031 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$90,461
Median Household Income$79,036 (vs Oklahoma $62,125)
Poverty Rate7.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelupper-middle
Economic Character · Median Income$79,036

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.9% — near the U.S. average of ~4%. 13% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.70
Commuter Profile · Work From Home Pct12.9%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)30,500
Employment · Total annual wages (county)$1,772,273,201
Employment · Average annual pay$58,107
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate3.9% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms45
Agriculture · Land In Farms Acres74,982
Agriculture · Avg Farm Size Acres1,666.30
Agriculture · Top CommoditiesAnimal Totals, Cattle, Poultry Totals, Crop Totals, Horticulture Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,928
Business Patterns · Total Employees27,892
Business Patterns · Annual Payroll Thousands1,675,086
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores7
Local Businesses · Convenience Stores5
Local Businesses · Liquor Stores8
Local Businesses · Gas Stations25
Local Businesses · General Merchandise17
Local Businesses · Clothing Stores4
Local Businesses · Electronics Stores3
Local Businesses · Paint Hardware4

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants39
Dining Scene · Fast Food44
Dining Scene · Bars5
Dining Scene · Coffee Snacks9

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (14)

The Exchange Bank
THE EXCHANGE BANK, OWASSO · 9701 E 86th St N · 74055
The Central Trust Bank
OWASSO BRANCH · 12502 E 96th St N · 74055
Armstrong Bank
OWASSO BRANCH · 12401 E 86th St N · 74055
Arvest Bank
76TH STREET NORTH BRANCH · 11501 E 76th St N · 74055
BOKF, National Association
96TH & GARNETT OWASSO BRANCH · 9580 N Garnett Rd · 74055
JPMorgan Chase Bank, National Association
OWASSO BRANCH · 11305 E 96th St N · 74055
Arvest Bank
OWASSO NORTH BRANCH · 13716 E 106th St N · 74055
Prosperity Bank
OWASSO BRANCH · 12041 E 96th St N · 74055
International Bank of Commerce
BAILEY RANCH BRANCH · 9350 N Garnett Rd · 74055
RCB Bank
96TH STREET BRANCH · 12200 E 96th St N · 74055
First Bank of Owasso
First Bank of Owasso · 8601 N Garnett Rd · 74055
First Bank of Owasso
EAST SIDE BRANCH · 12814 E 86th St N · 74055
RCB Bank
OWASSO BRANCH · 11633 E 86th St N · 74055
First Bank of Owasso
GARNETT ROAD BRANCH · 11550 N Garnett Rd · 74055

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

QUIKTRIP 62R
Convenience Store · 11590 N 140th East Ave
DOLLAR GENERAL 19928
Other · 505 E 2nd Ave
ALDI 77066 77066
Supermarket · 9259 N Owasso Expy
Walmart SUPERCENTER 168
Super Store · 12101 E 96th St N
TARGET STORE T 2095
Super Store · 9010 N 121st East Ave
Nearest Snap · NameQUIKTRIP 62R
Nearest Snap · Total In Area32

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameOWASSO CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$703,684,003
Federal Spending · Per Capita7,388.53 (at Oklahoma median)
Federal Spending · Population95,240 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Job Training · Total count2
Pct Drove Alone78.7%
Pct Public Transit0.7%
Pct Walked12.9%
Retirement Score · Median age34.0 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct26.4%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorshospital access, VA nearby, affordable
Retirement Score · Ratinggood

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12