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Loco: Economy & Jobs

Earnings in Loco center on a median $40,313 (1.5× below Stephens County median $61,620; 1.6× below Oklahoma median $65,039), with homes at a median value of $45,000. The surrounding county supports 15,058 jobs (avg $52,784).

Income & Affordability

Median household income $40,313 — below the Oklahoma median ($62,125). Poverty rate 34.0% (U.S. average ~12.5%).

Affordability · Price To Income Ratio1.1×
Affordability · Rent To Income Pct23.1%
Affordability · AffordableYes
Affordability · Interpretationvery affordable
Irs Income · IRS tax returns filed$18,140
Irs Income · Total Adjusted Gross Income (thousands)$1,218,199
Irs Income · Average AGI per return$67,155 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$40,595
Median Household Income$40,313 (vs Oklahoma $62,125) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate34.0%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceblue_collar
Economic Character · Top IndustryTransportation
Economic Character · Income Levelworking-class
Economic Character · Median Income$40,313

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 14% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct14.3%
Commuter Profile · Primary Modedrove alone
Commuter Profile · Mean Commute Min28.40
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)15,058
Employment · Total annual wages (county)$794,821,548
Employment · Average annual pay$52,784
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES)  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms35
Agriculture · Land In Farms Acres67,368
Agriculture · Avg Farm Size Acres1,924.80
Agriculture · Top CommoditiesAnimal Totals, Cattle, Crop Totals, Grain, Wheat
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,078
Business Patterns · Total Employees12,852
Business Patterns · Annual Payroll Thousands573,568
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores5
Local Businesses · Convenience Stores3
Local Businesses · Liquor Stores6
Local Businesses · Gas Stations34
Local Businesses · General Merchandise12
Local Businesses · Clothing Stores7
Local Businesses · Electronics Stores5
Local Businesses · New Car Dealers4

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants31
Dining Scene · Fast Food24
Dining Scene · Bars5
Dining Scene · Coffee Snacks5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

First Bank & Trust Co.
DUNCAN BRANCH · 1521 W Plato Rd · 73533
BancFirst
1616 ELK STREET BRANCH · 1616 W Elk Ave · 73533
The First National Bank in Marlow
MARLOW BRANCH · 164194 S Broadway St · 73055
Legacy Bank
MARLOW BRANCH · 1401 S. Broadway · 73055
Arvest Bank
DETACHED DRIVE-IN BRANCH · 8th And Walnut · 73533
International Bank of Commerce
DUNCAN HIGHWAY 81 BRANCH · 2311 N Highway 81 · 73533
First National Bank and Trust Company of Ardmore
VELMA BRANCH · Fourth And Main Streets · 73491
The City National Bank and Trust Company of Lawton, Oklahoma
DUNCAN BRANCH · 1845 N Hw 81 · 73533
American Nation Bank
COMANCHE BRANCH · 122 Oak Main Ave · 73529
Bank of Commerce
Bank of Commerce · 1601 Commerce St · 73533

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

DELBERTS DISCOUNT FOODS
Supermarket · 601 Hillery Rd
DOLLAR GENERAL 4909
Other · 600 N Rodeo Dr
Love's Travel Stops & Country Stores Inc 55
Convenience Store · 120 S Rodeo Dr
Nearest Snap · NameDollar General 22331
Nearest Snap · Distance0.5 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINOLA AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$382,823,805
Federal Spending · Per Capita8,934.46 (vs Oklahoma $7,371)
Federal Spending · Population42,848 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone48.6%
Pct Public Transit5.7%
Pct Walked14.3%
Retirement Score · Median age36.0 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct40.0%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby, affordable
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12