Miami: Economy & Jobs
Earnings in Miami center on a median $46,410 (1.1× below Ottawa County median $49,947; 1.4× below Oklahoma median $65,039), with homes at a median value of $107,600. The surrounding county supports 12,934 jobs (avg $45,301).
- $48,966 avg taxable income per return — similar than the median household income (vs Oklahoma $74,344).
Income & Affordability
Median household income $46,410 — below the Oklahoma median ($62,125). Poverty rate 22.6% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 2.3× |
|---|---|
| Affordability · Rent To Income Pct | 21.6% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Irs Income · IRS tax returns filed | $12,730 |
| Irs Income · Total Adjusted Gross Income (thousands) | $623,334 |
| Irs Income · Average AGI per return | $48,966 (vs Oklahoma $74,344) |
| Irs Income · Year | 2022 |
| Income Estimate | $52,303 |
| Median Household Income | $46,410 (vs Oklahoma $62,125) |
| Poverty Rate | 22.6% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $46,410 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.6% — below the U.S. average of ~4%. 4% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 17.70 |
|---|---|
| Commuter Profile · Work From Home Pct | 4.4% |
| Commuter Profile · Profile | short commute |
| Employment · Avg annual employment (county) | 12,934 |
| Employment · Total annual wages (county) | $585,932,190 |
| Employment · Average annual pay | $45,301 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 1,664,310 |
| Unemployment Rate | 1.6% (vs Oklahoma 3.1%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 16 |
|---|---|
| Agriculture · Land In Farms Acres | 168,461 |
| Agriculture · Avg Farm Size Acres | 10,528.80 |
| Agriculture · Top Commodities | Animal Totals, Crop Totals, Poultry Totals, Wheat, Soybeans |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 558 |
| Business Patterns · Total Employees | 8,293 |
| Business Patterns · Annual Payroll Thousands | 336,757 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 3 |
|---|---|
| Local Businesses · Convenience Stores | 3 |
| Local Businesses · Gas Stations | 12 |
| Local Businesses · General Merchandise | 10 |
| Local Businesses · New Car Dealers | 3 |
| Local Businesses · Used Car Dealers | 7 |
| Local Businesses · Auto Repair | 9 |
| Local Businesses · Commercial Banks | 13 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 15 |
|---|---|
| Dining Scene · Fast Food | 15 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (9)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | Dollar General 3447 |
|---|---|
| Nearest Snap · Total In Area | 20 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | MIAMI CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $291,977,797 |
|---|---|
| Federal Spending · Per Capita | 9,641.00 (vs Oklahoma $7,371) |
| Federal Spending · Population | 30,285 people (vs Oklahoma 63,420) |
Sources: USAspending API
Other
| Pct Drove Alone | 80.0% |
|---|---|
| Pct Public Transit | 2.7% |
| Pct Walked | 4.4% |
| Retirement Score · Median age | 32.2 years (vs Oklahoma 35.2y) |
| Retirement Score · Ss Household Pct | 34.4% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | strong SS base, hospital access, VA nearby, affordable |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12