McCord: Housing & Real Estate
The median McCord home is valued at $202,400 (estimated market value runs 8% higher at $217,669), with median rent $629 (1.2× below Osage County median $777; 1.6× below Oklahoma median $1,014). Homeownership rate: 86.0%. That's 1.1× higher than the Osage County median ($182,100); about the same as the Oklahoma median ($199,800). Market is warm. Vacancy rate 13.5%. New construction makes up 6.5% of stock. A municipal building code is in effect.
- 2.4× annual income — home value vs. household income (vs Oklahoma 3.3×).
- 26.8 years to break even renting at the median (vs Oklahoma 16y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 48% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $202,400 — 1.0× the Oklahoma median ($205,300). Median rent $629/month. homeownership rate 86.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.4× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 8.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 27.8% |
| Affordability · Poverty Rate | 11.6% |
| Affordability · Property Tax Pct Income | 1.9% |
| Fair Market Rent · Studio rent | $933 (at Oklahoma median) |
| Fair Market Rent · One-bedroom rent | $987 (at Oklahoma median) |
| Fair Market Rent · Two-bedroom rent | $1,217 (at Oklahoma median) |
| Fair Market Rent · Three-bedroom rent | $1,602 (at Oklahoma median) |
| Fair Market Rent · Four-bedroom rent | $1,858 (at Oklahoma median) |
| Fair Market Rent · HUD FMR area | Tulsa, OK HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $217,669 |
| Median Home Value | $202,400 (vs Oklahoma $205,300) |
| Median Rent | $629 (vs Oklahoma $1,052) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 13.5% |
| Housing Market · New construction (% of stock) | 6.5% |
| Housing Market · Price Appreciation 2Yr | 10.8% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Oklahoma median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 10.5% (vs Oklahoma 78.9%) |
| Broadband · Broadband-capable premises | 731 |
| Electricity · Electricity rate (¢/kWh) | 12.24¢/kWh |
| Electricity · Customers | 1878818 |
| Electricity · Revenue Millions | $2,977 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 86.0% (vs Oklahoma 58.6%) |
|---|---|
| Median Year Built | 1979 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12