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Checotah: Economy & Jobs

Median household income in Checotah is $37,042 (1.2× below McIntosh County median $46,281; 1.8× below Oklahoma median $65,039), with homes at a median value of $124,900. The surrounding county supports 4,604 jobs (avg $36,904).

Income & Affordability

Median household income $37,042 — below the Oklahoma median ($62,125). Poverty rate 18.8% (U.S. average ~12.5%).

Affordability · Price To Income Ratio3.4×
Affordability · Rent To Income Pct24.9%
Affordability · AffordableYes
Affordability · Interpretationaffordable
Irs Income · IRS tax returns filed$7,810
Irs Income · Total Adjusted Gross Income (thousands)$384,173
Irs Income · Average AGI per return$49,190 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$42,304
Median Household Income$37,042 (vs Oklahoma $62,125) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate18.8%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryRetail
Economic Character · Income Levelworking-class
Economic Character · Median Income$37,042

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.8% — near the U.S. average of ~4%. 8% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct8.5%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)4,604
Employment · Total annual wages (county)$169,892,403
Employment · Average annual pay$36,904
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate3.8% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms39
Agriculture · Land In Farms Acres198,440
Agriculture · Avg Farm Size Acres5,088.20
Agriculture · Top CommoditiesAnimal Totals, Cattle, Poultry Totals, Crop Totals, Vegetable Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)331
Business Patterns · Total Employees2,943
Business Patterns · Annual Payroll Thousands101,809
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores3
Local Businesses · Gas Stations10
Local Businesses · General Merchandise6
Local Businesses · Auto Repair5
Local Businesses · Real Estate Offices4
Local Businesses · Commercial Banks5
Local Businesses · Insurance Agencies9
Local Businesses · Law Offices5

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants17
Dining Scene · Fast Food11
Dining Scene · Bars3

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (4)

The Peoples National Bank of Checotah
WAL-MART BRANCH · 131 S Paul Carr Dr · 74426
Armstrong Bank
CHECOTAH BRANCH · 1111 W Gentry Ave · 74426
The Peoples National Bank of Checotah
DRIVE-IN BRANCH · 310 N Broadway St · 74426
The Peoples National Bank of Checotah
The Peoples National Bank of Checotah · 300 W Gentry Ave · 74426

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

DOLLAR GENERAL 3329
Other · 1103 W Gentry Ave
Walmart Supercenter 340
Super Store · 131 Paul Carr Dr
Zainab Petroleum Inc 1
Convenience Store · 1201 S Broadway
Buddy's
Convenience Store · 131 N Broadway St
Casey's 3425
Convenience Store · 1051 W Gentry Ave
Nearest Snap · NameDOLLAR GENERAL 3329
Nearest Snap · Total In Area15

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCHECOTAH CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$176,327,658
Federal Spending · Per Capita9,309.31 (vs Oklahoma $7,371)
Federal Spending · Population18,941 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone81.5%
Pct Public Transit3.5%
Pct Walked8.5%
Retirement Score · Median age39.4 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct43.0%
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorsstrong SS base, VA nearby, affordable
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12