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Ames: Economy & Jobs

Earnings in Ames center on a median $49,231 (1.4× below Major County median $71,266; 1.3× below Oklahoma median $65,039), with homes at a median value of $95,900. The surrounding county supports 2,135 jobs (avg $50,371).

Income & Affordability

Median household income $49,231 — below the Oklahoma median ($62,125). Poverty rate 16.4% (U.S. average ~12.5%).

Affordability · Price To Income Ratio1.9×
Affordability · AffordableYes
Affordability · Interpretationvery affordable
Irs Income · IRS tax returns filed$3,260
Irs Income · Total Adjusted Gross Income (thousands)$205,330
Irs Income · Average AGI per return$62,985 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$49,141
Median Household Income$49,231 (vs Oklahoma $62,125) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate16.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceblue_collar
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelworking-class
Economic Character · Median Income$49,231

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents.

Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)2,135
Employment · Total annual wages (county)$107,524,584
Employment · Average annual pay$50,371
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES)  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms253
Agriculture · Land In Farms Acres452,524
Agriculture · Avg Farm Size Acres1,788.60
Agriculture · Top CommoditiesAnimal Totals, Crop Totals, Grain, Wheat, Corn
Agriculture · Year2022
Business Patterns · Establishments (employer count)239
Business Patterns · Total Employees1,627
Business Patterns · Annual Payroll Thousands78,774
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores3
Local Businesses · Convenience Stores3
Local Businesses · Gas Stations4
Local Businesses · General Merchandise4
Local Businesses · New Car Dealers3
Local Businesses · Auto Repair4
Local Businesses · Commercial Banks4
Local Businesses · Insurance Agencies5

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (4)

Cleo State Bank
Cleo State Bank · 202 S Square St · 73729
F&M Bank
FAIRVIEW BRANCH · 101 N Main St · 73737
The Farmers and Merchants National Bank of Fairview
The Farmers and Merchants National Bank of Fairview · 312 N Main St · 73737
Fairview Savings and Loan Association
Fairview Savings and Loan Association · 301 N Main St · 73737

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Jiffy Trip 105
Convenience Store · 32139 Highway 412
Nearest Snap · NameJiffy Trip 105
Nearest Snap · Distance4.4 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINOLA AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$69,045,639
Federal Spending · Per Capita8,872.48 (vs Oklahoma $7,371)
Federal Spending · Population7,782 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone90.3%
Retirement Score · Median age46.3 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct37.5%
Retirement Score · Hospitals Nearby1
Retirement Score · AffordableYes
Retirement Score · Factorsolder population, strong SS base, hospital access, affordable
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12