Loyal: Economy & Jobs
Earnings in Loyal center on a median $-666,666,666, with homes at a median value of $86,000. The surrounding county supports 6,875 jobs (avg $56,948).
Income & Affordability
Median household income $-666,666,666 — below the Oklahoma median ($62,125). Poverty rate 57.9% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 3.1× |
|---|---|
| Affordability · Rent To Income Pct | 34.9% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | affordable |
| Irs Income · IRS tax returns filed | $6,990 |
| Irs Income · Total Adjusted Gross Income (thousands) | $659,365 |
| Irs Income · Average AGI per return | $94,330 (vs Oklahoma $74,344) |
| Irs Income · Year | 2022 |
| Income Estimate | $31,336 |
| Median Household Income | $-666,666,666 (vs Oklahoma $62,125) |
| Poverty Rate | 57.9% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | lower-income |
| Economic Character · Median Income | $27,500 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 5.9% — above the U.S. average of ~4%. 12% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 12.5% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Commuter Profile · Mean Commute Min | 21.40 |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 6,875 |
| Employment · Total annual wages (county) | $391,529,881 |
| Employment · Average annual pay | $56,948 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 1,664,310 |
| Unemployment Rate | 5.9% (vs Oklahoma 3.1%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 833 |
|---|---|
| Agriculture · Land In Farms Acres | 71,427 |
| Agriculture · Avg Farm Size Acres | 85.70 |
| Agriculture · Top Commodities | Animal Totals, Cattle, Grain, Crop Totals, Wheat |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 475 |
| Business Patterns · Total Employees | 5,669 |
| Business Patterns · Annual Payroll Thousands | 345,749 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 3 |
|---|---|
| Local Businesses · Liquor Stores | 3 |
| Local Businesses · Gas Stations | 12 |
| Local Businesses · General Merchandise | 4 |
| Local Businesses · New Car Dealers | 4 |
| Local Businesses · Auto Repair | 4 |
| Local Businesses · Real Estate Offices | 4 |
| Local Businesses · Commercial Banks | 9 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 12 |
|---|---|
| Dining Scene · Fast Food | 9 |
| Dining Scene · Coffee Snacks | 4 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (6)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (3)
| Nearest Snap · Name | 33 Express |
|---|---|
| Nearest Snap · Distance | 12.5 mi |
Sources: USDA SNAP — nearest by coordinates
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | KINGFISHER CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $153,605,433 |
|---|---|
| Federal Spending · Per Capita | 10,116.27 (vs Oklahoma $7,371) |
| Federal Spending · Population | 15,184 people (vs Oklahoma 63,420) |
Sources: USAspending API
Other
| Pct Drove Alone | 81.2% |
|---|---|
| Pct Public Transit | 6.2% |
| Pct Walked | 12.5% |
| Retirement Score · Median age | 39.6 years (vs Oklahoma 35.2y) |
| Retirement Score · Ss Household Pct | 25.0% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | hospital access, VA nearby, affordable |
| Retirement Score · Rating | good |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12