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Pauls Valley: Economy & Jobs

Median household income in Pauls Valley is $50,357 (1.2× below Garvin County median $58,556; 1.3× below Oklahoma median $65,039), with homes at a median value of $98,200. The surrounding county supports 9,747 jobs (avg $56,234).

Income & Affordability

Median household income $50,357 — below the Oklahoma median ($62,125). Poverty rate 24.4% (U.S. average ~12.5%). 35% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income2.0×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income19.4%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened35.4%
Affordability · Poverty Rate24.4%
Affordability · Property Tax Pct Income1.3%
Irs Income · IRS tax returns filed$11,070
Irs Income · Total Adjusted Gross Income (thousands)$674,152
Irs Income · Average AGI per return$60,899 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$54,333
Median Household Income$50,357 (vs Oklahoma $62,125) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate24.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceblue_collar
Economic Character · Top IndustryArts Food
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$50,357

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.0% — below the U.S. average of ~4%. 4% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min22.50
Commuter Profile · Work From Home Pct3.5%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)9,747
Employment · Total annual wages (county)$548,132,067
Employment · Average annual pay$56,234
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate3.0% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms2
Agriculture · Land In Farms Acres417,814
Agriculture · Avg Farm Size Acres208,907.00
Agriculture · Top CommoditiesAnimal Totals, Cattle, Crop Totals, Field Crops, Other, Grain
Agriculture · Year2022
Business Patterns · Establishments (employer count)699
Business Patterns · Total Employees7,528
Business Patterns · Annual Payroll Thousands378,535
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores6
Local Businesses · Liquor Stores4
Local Businesses · Gas Stations18
Local Businesses · General Merchandise9
Local Businesses · Clothing Stores4
Local Businesses · Electronics Stores3
Local Businesses · Used Car Dealers4
Local Businesses · Florists3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants23
Dining Scene · Fast Food19

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (7)

First United Bank and Trust Company
PAULS VALLEY LPO · 2103 W Grant Ave · 73075
The Pauls Valley National Bank
The Pauls Valley National Bank · 101 W Paul Ave · 73075
The Pauls Valley National Bank
PAULS VALLEY BRANCH · 101 N Indian Meridian Rd · 73075
First United Bank and Trust Company
PAULS VALLEY MERIDIAN BRANCH · 2000 W Grant Ave · 73075
The Pauls Valley National Bank
MOTOR BANK BRANCH · 217 W Paul Ave · 73075
International Bank of Commerce
PAULS VALLEY BRANCH · 700 W Grant Ave · 73075
First United Bank and Trust Company
PAULS VALLEY BRANCH · 315 W Grant Ave · 73075

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Walmart 1043
Super Store · 2008 W GRANT AVE
E-Z Mart 4406
Convenience Store · 800 E Grant Ave
DOLLAR GENERAL 1947
Other · 114 Burr Ave
BRAUM'S 142
Other · 2702 W Grant Ave
Love's Travel Stops & Country Store Inc 50
Convenience Store · 309 W Grant
Nearest Snap · NameWalmart 1043
Nearest Snap · Total In Area15

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NamePAULS VALLEY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$218,996,430
Federal Spending · Per Capita8,535.88 (vs Oklahoma $7,371)
Federal Spending · Population25,656 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone84.2%
Pct Public Transit2.0%
Pct Walked3.5%
Retirement Score · Median age37.8 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct35.1%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12