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Garber: Economy & Jobs

$67,625 is the median household income in Garber (about the same as Garfield County median $66,182; about the same as Oklahoma median $65,039), with homes at a median value of $69,400. The surrounding county supports 23,271 jobs (avg $50,343).

Income & Affordability

Median household income $67,625 — above the Oklahoma median ($62,125). Poverty rate 17.6% (U.S. average ~12.5%).

Affordability · Home Price To Income1.0×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income18.9%
Affordability · Rent Affordabilityaffordable
Affordability · Poverty Rate17.6%
Affordability · Property Tax Pct Income0.5%
Irs Income · IRS tax returns filed$26,480
Irs Income · Total Adjusted Gross Income (thousands)$1,780,806
Irs Income · Average AGI per return$67,251 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$72,779
Median Household Income$67,625 (vs Oklahoma $62,125) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate17.6%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryRetail
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$67,625

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 5.7% — above the U.S. average of ~4%. 1% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct0.8%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)23,271
Employment · Total annual wages (county)$1,171,525,962
Employment · Average annual pay$50,343
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate5.7% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms42
Agriculture · Land In Farms Acres8,800
Agriculture · Avg Farm Size Acres209.50
Agriculture · Top CommoditiesCrop Totals, Grain, Wheat, Animal Totals, Cattle
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,534
Business Patterns · Total Employees20,387
Business Patterns · Annual Payroll Thousands900,923
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores9
Local Businesses · Convenience Stores6
Local Businesses · Liquor Stores10
Local Businesses · Gas Stations29
Local Businesses · General Merchandise18
Local Businesses · Clothing Stores7
Local Businesses · Electronics Stores4
Local Businesses · New Car Dealers8

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants45
Dining Scene · Fast Food48
Dining Scene · Bars4
Dining Scene · Coffee Snacks4

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (1)

ACB Bank
GARBER BRANCH · 323 Main St · 73738

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

Jiffy Trip 304
Convenience Store · 806 Comanche
Dollar General 22068
Other · 320 West Osage St
Nearest Snap · NameJiffy Trip 304
Nearest Snap · Total In Area2

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINOLA AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$518,798,350
Federal Spending · Per Capita8,255.07 (vs Oklahoma $7,371)
Federal Spending · Population62,846 people (at Oklahoma median)

Sources: USAspending API

Other

Pct Drove Alone89.8%
Pct Public Transit1.3%
Pct Walked0.8%
Retirement Score · Median age32.9 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct25.9%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12