Sterling: Housing & Real Estate
Homes in Sterling carry a median value of $131,900 (estimated market value runs 23% higher at $161,937), with median rent $604 (1.6× below Comanche County median $970; 1.7× below Oklahoma median $1,014). Homeownership rate: 74.1%. That's 1.2× below the Comanche County median ($163,800); 1.5× below the Oklahoma median ($199,800). Market is warm. Vacancy rate 11.3%. New construction makes up 10.7% of stock. A municipal building code is in effect.
- 1.9× annual income — home value vs. household income (vs Oklahoma 3.3×).
- 18.2 years to break even renting at the median (vs Oklahoma 16y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 39% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $131,900 — 0.6× the Oklahoma median ($205,300). Median rent $604/month. homeownership rate 74.1% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 1.9× |
|---|---|
| Affordability · Rent To Income Pct | 10.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $779 (vs Oklahoma $933) |
| Fair Market Rent · One-bedroom rent | $784 (vs Oklahoma $987) |
| Fair Market Rent · Two-bedroom rent | $1,001 (vs Oklahoma $1,217) |
| Fair Market Rent · Three-bedroom rent | $1,392 (vs Oklahoma $1,602) |
| Fair Market Rent · Four-bedroom rent | $1,679 (vs Oklahoma $1,857) |
| Fair Market Rent · HUD FMR area | Lawton, OK HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $161,937 |
| Median Home Value | $131,900 (vs Oklahoma $205,300) |
| Median Rent | $604 (vs Oklahoma $1,052) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 11.3% |
| Housing Market · New construction (% of stock) | 10.7% |
| Housing Market · Price Appreciation 2Yr | 9.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Oklahoma median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 47.6% (vs Oklahoma 78.9%) |
| Broadband · Broadband-capable premises | 380 |
| Electricity · Electricity rate (¢/kWh) | 12.24¢/kWh |
| Electricity · Customers | 1878818 |
| Electricity · Revenue Millions | $2,977 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 74.1% (vs Oklahoma 58.6%) |
|---|---|
| Median Year Built | 1974 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12