Albany: Housing & Real Estate
The median Albany home is valued at $85,000 (estimated market value runs 77% higher at $150,712), with median rent $-666,666,666. Homeownership rate: 78.7%. That's 2.1× below the Bryan County median ($174,900); 2.4× below the Oklahoma median ($199,800). Market is stable. A municipal building code is in effect.
- 1.8× annual income — home value vs. household income (vs Oklahoma 3.3×).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $85,000 — 0.4× the Oklahoma median ($205,300). Median rent $-666,666,666/month. homeownership rate 78.7% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 1.8× |
|---|---|
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $757 (vs Oklahoma $933) |
| Fair Market Rent · One-bedroom rent | $762 (vs Oklahoma $987) |
| Fair Market Rent · Two-bedroom rent | $1,000 (vs Oklahoma $1,217) |
| Fair Market Rent · Three-bedroom rent | $1,322 (vs Oklahoma $1,602) |
| Fair Market Rent · Four-bedroom rent | $1,491 (vs Oklahoma $1,857) |
| Fair Market Rent · HUD FMR area | Bryan County, OK |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $150,712 |
| Median Home Value | $85,000 (vs Oklahoma $205,300) |
| Median Rent | $-666,666,666 (vs Oklahoma $1,052) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · Price Appreciation 2Yr | -36.8% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Oklahoma median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% (vs Oklahoma 0.8%) |
| Broadband · Broadband-capable premises | 83 |
| Electricity · Electricity rate (¢/kWh) | 12.24¢/kWh |
| Electricity · Customers | 1878818 |
| Electricity · Revenue Millions | $2,977 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 0.758241758 (vs Oklahoma 100.0%) |
| Mobile Broadband · 5G mobile coverage | 0.395604396 (vs Oklahoma 99.9%) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 78.7% (vs Oklahoma 58.6%) |
|---|---|
| Median Year Built | 1986 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12