Lane: Housing & Real Estate
Lane's median home value is $88,000, with median rent $772 (1.1× higher than Atoka County median $708; 1.3× below Oklahoma median $1,014). Homeownership rate: 80.3%. That's 1.8× below the Atoka County median ($157,600); 2.3× below the Oklahoma median ($199,800). Market is cold. Vacancy rate 24.3%. New construction makes up 2.4% of stock. A municipal building code is in effect.
- 1.7× annual income — home value vs. household income (vs Oklahoma 3.3×).
- 9.5 years to break even renting at the median (vs Oklahoma 16y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 17% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $88,000 — 0.4× the Oklahoma median ($205,300). Median rent $772/month. homeownership rate 80.3% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 1.7× |
|---|---|
| Affordability · Rent To Income Pct | 18.1% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $705 (vs Oklahoma $933) |
| Fair Market Rent · One-bedroom rent | $744 (vs Oklahoma $987) |
| Fair Market Rent · Two-bedroom rent | $937 (vs Oklahoma $1,217) |
| Fair Market Rent · Three-bedroom rent | $1,175 (vs Oklahoma $1,602) |
| Fair Market Rent · Four-bedroom rent | $1,241 (vs Oklahoma $1,857) |
| Fair Market Rent · HUD FMR area | Atoka County, OK |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $90,719 |
| Median Home Value | $88,000 (vs Oklahoma $205,300) |
| Median Rent | $772 (vs Oklahoma $1,052) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cold |
|---|---|
| Housing Market · Vacancy rate | 24.3% |
| Housing Market · New construction (% of stock) | 2.4% |
| Housing Market · Price Appreciation 2Yr | 1.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Oklahoma median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Oklahoma median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% (vs Oklahoma 0.8%) |
| Broadband · Broadband-capable premises | 224 |
| Electricity · Electricity rate (¢/kWh) | 12.24¢/kWh |
| Electricity · Customers | 1878818 |
| Electricity · Revenue Millions | $2,977 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Oklahoma median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Oklahoma median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 80.3% (vs Oklahoma 58.6%) |
|---|---|
| Median Year Built | 1977 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12