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Carmen: Economy & Jobs

Carmen's typical household earns $37,143 (1.7× below Alfalfa County median $64,615; 1.8× below Oklahoma median $65,039), with homes at a median value of $52,700. The surrounding county supports 1,202 jobs (avg $50,949).

Income & Affordability

Median household income $37,143 — below the Oklahoma median ($62,125). Poverty rate 34.2% (U.S. average ~12.5%). 53% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income1.4×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income20.8%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened53.2%
Affordability · Poverty Rate34.2%
Affordability · Property Tax Pct Income0.8%
Irs Income · IRS tax returns filed$2,030
Irs Income · Total Adjusted Gross Income (thousands)$130,316
Irs Income · Average AGI per return$64,195 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$56,263
Median Household Income$37,143 (vs Oklahoma $62,125) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate34.2%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceblue_collar
Economic Character · Top IndustryRetail
Economic Character · Income Levelworking-class
Economic Character · Median Income$37,143

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.0% — below the U.S. average of ~4%.

Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)1,202
Employment · Total annual wages (county)$61,214,915
Employment · Average annual pay$50,949
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate2.0% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms36
Agriculture · Land In Farms Acres92,425
Agriculture · Avg Farm Size Acres2,567.40
Agriculture · Top CommoditiesAnimal Totals, Cattle, Crop Totals, Grain, Wheat
Agriculture · Year2022
Business Patterns · Establishments (employer count)122
Business Patterns · Total Employees721
Business Patterns · Annual Payroll Thousands33,570
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Gas Stations4
Local Businesses · Commercial Banks6
Local Businesses · Insurance Agencies4
Local Businesses · Full Service Restaurants3
Local Businesses · Fast Food3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants3
Dining Scene · Fast Food3

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (1)

Cleo State Bank
FIRST CARMEN BRANCH · 401 E Main St · 73726

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

Jiffy Trip 202
Convenience Store · 303 E Main St
Dollar General 31757
Other · 204 E Main St
Nearest Snap · NameJiffy Trip 202
Nearest Snap · Total In Area2

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINOLA AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$43,363,053
Federal Spending · Per Capita7,608.89 (vs Oklahoma $7,371)
Federal Spending · Population5,699 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone80.4%
Pct Public Transit0.7%
Retirement Score · Median age36.2 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct39.4%
Retirement Score · Factorsstrong SS base
Retirement Score · Ratinglimited

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12