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Stilwell: Economy & Jobs

$37,292 is the median household income in Stilwell (1.3× below Adair County median $48,041; 1.7× below Oklahoma median $65,039), with homes at a median value of $101,600. The surrounding county supports 4,394 jobs (avg $42,371).

Income & Affordability

Median household income $37,292 — below the Oklahoma median ($62,125). Poverty rate 34.2% (U.S. average ~12.5%).

Affordability · Price To Income Ratio2.7×
Affordability · Rent To Income Pct20.3%
Affordability · AffordableYes
Affordability · Interpretationvery affordable
Irs Income · IRS tax returns filed$8,060
Irs Income · Total Adjusted Gross Income (thousands)$355,617
Irs Income · Average AGI per return$44,121 (vs Oklahoma $74,344)
Irs Income · Year2022
Income Estimate$37,305
Median Household Income$37,292 (vs Oklahoma $62,125) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate34.2%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceservice_economy
Economic Character · Top IndustryConstruction
Economic Character · Income Levelworking-class
Economic Character · Median Income$37,292

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.2% — below the U.S. average of ~4%. 0% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.60
Commuter Profile · Work From Home Pct0.1%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)4,394
Employment · Total annual wages (county)$186,186,784
Employment · Average annual pay$42,371
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,664,310
Unemployment Rate3.2% (vs Oklahoma 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms52
Agriculture · Land In Farms Acres9,502
Agriculture · Avg Farm Size Acres182.70
Agriculture · Top CommoditiesAnimal Totals, Poultry Totals, Cattle, Milk, Crop Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)242
Business Patterns · Total Employees3,025
Business Patterns · Annual Payroll Thousands124,638
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores5
Local Businesses · Gas Stations12
Local Businesses · General Merchandise5
Local Businesses · Auto Repair3
Local Businesses · Commercial Banks5
Local Businesses · Insurance Agencies4
Local Businesses · Law Offices3
Local Businesses · Accounting Firms3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants8
Dining Scene · Fast Food10

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (3)

Carson Community Bank
Carson Community Bank · 24 W Division St · 74960
Arvest Bank
STILWELL BRANCH · 514 W Locust St · 74960
Armstrong Bank
STILWELL BRANCH · 501 S 2nd St · 74960

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Sunshine 12
Convenience Store · 1025 W Locust St
Walmart SUPERCENTER 81
Super Store · 84127 Highway 59
Dollar General 1784
Other · 317 N 2nd St
Hop In Food Store
Convenience Store · Hwy 59 North
Dollar General 30309
Other · 77304 Highway 59
Nearest Snap · NameSunshine 12
Nearest Snap · Total In Area13

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameINOLA AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$167,488,274
Federal Spending · Per Capita8,591.35 (vs Oklahoma $7,371)
Federal Spending · Population19,495 people (vs Oklahoma 63,420)

Sources: USAspending API

Other

Pct Drove Alone71.3%
Pct Public Transit4.1%
Pct Walked0.1%
Retirement Score · Median age34.2 years (vs Oklahoma 35.2y)
Retirement Score · Ss Household Pct26.0%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorshospital access, VA nearby, affordable
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12